John Glowacz

John Glowacz

Partner/Financial Advisor

Office: 281-665-3081/281-391-7608
Mobile: 281-704-6776
Fax: 281-391-7609

Website: Visit my web site!



Partner/Financial Advisor

John Glowacz is a Partner and an Independent Financial Advisor with CRIS Financial, LLC.  He is recognized as one of the State’s leading experts on Safe Money Alternatives.  He has been helping individuals and families with tax advantage investment alternatives for over 27 years.  John has created a service that caters to people who are frustrated with low interest CD’s and are rightfully scared of the crazy and risky stock market, but still want market like gains without the risk.  His service helps consumers find alternatives to CD’s and the stock market that not only safely protects their nest egg, but also provides many tax advantages.  The single biggest fear for Retirees and those approaching retirement age is the fear of Outliving Their MoneyJohn has the uncanny ability of removing those fears with his unique concepts on wealth preservation using solid financial principals.

John’s credentials include a Bachelor’s degree in Business from Lamar University, John is a licensed Life, Health, HMO and Long Term Care Agent, as well as, a Property & Casualty General Lines License.  John is also an National Social Security Association Specialist.  Our firms sister company, CRIS Capital, is a Registered Investment Advisor (RIA) using a Best Interest Fiduciary Standards.

As a licensed financial advisor, John brings exceptional market knowledge, passion and integrity.  He also possesses great communication skills and loves helping others obtain their personal financial freedom.   “We want our clients to spend their money with confidence”.

Before joining Cinco Ranch Insurance Services, John was a successful Group Life and Health Insurance Broker and for the last 20 years, John was an Allstate Agency Owner and he was recognized in the top 10% of Allstate Agencies and won numerous industry awards, with two locations and 3500+ customers.  On August 1, 2011, John sold his Allstate Agencies and decided to partner with his wife, Beth Glowacz.  Beth is the Agency Owner of Cinco Ranch Insurance Services/CRIS Financial and is an Independent Trusted Choice Agency.   Together, they both enjoy helping people plan, not only for their immediate needs, but also for their future needs.  By joining forces, they believe they can provide their customers with a better experience offering More Companies, More Choices, Greater Service and Better ProtectionJohn and Beth have been praised by both co-workers and clients alike for their attentiveness, honesty; integrity and in-depth analysis, making sure their customers receive the best product for their specific needs.

Despite his demanding career in financial services, John makes time to be involved with professional associations as well as community organizations and community service.  Giving back is very important to John.  He is a member of the Health and Life Underwriters Association, the Independent Insurance Agents Association and the Trusted Choice Agents Association.  John has helped 100’s of female athletes obtain College Scholarships, using girls fastpitch softball as the vehicle in obtaining a college education.  He has been an ASA Junior Olympic Coach for the last 22 years. He also mentors At Risk kids who end up in the juvenile boot camp system, many of these kids next step is prison.  John says “These kids need someone who will not only listen, but serve as a role model while building their self-esteem”.  John does 200 speeches per year for Mothers Against Drunk Drivers, sharing his heartfelt personal story and his practical life experiences with hopes of helping others make better informed choices when drinking and driving meet up.

John was born in Corpus Christi, Texas.  Most of his youth was spent growing up in Waco, TX, where he also graduated High School.  John served in the United States Navy as an Operations Specialist from 1976 and was honorably discharged in 1980 after serving his 4-year term.   John and his wife Beth married in August of 1982 and have lived in the Katy area for the last 29 years.  They have raised 3 great kids and now have six wonderful grandchildren. They both believe in community and serving others in need.  John and Beth love to travel, play golf, watch baseball, bowling, fishing and more importantly; spending quality time with family and friends.

His business is based in Katy, Texas but he services clients throughout the Great State of Texas.

CRIS Financial…Helping you plan for Tomorrow…Today! 


Professional Affiliations


Charles Schwab

Asset Lock Advisor

Independant Insurance Agents Association

Trusted Choice Agents

Better Business Bureau A+


CRIS Financial…Helping you plan for Tomorrow…Today!